Comparison of the introductory and annual interest rates for Bankwest's Credit Card products.
View or apply for a Bankwest Credit Card.
| Card | Purchase & Balance Transfer Rate |
Bankwest Lite MasterCard | 1.99% p.a. introductory rate^ 10.75% p.a.* |
Bankwest Lite Gold MasterCard | 1.99% p.a. introductory rate^ 10.75% p.a.* |
Bankwest Lite Platinum MasterCard | 1.99% p.a. introductory rate^ 10.75% p.a.* |
Bankwest More MasterCard | 1.99% p.a. introductory rate^ 18.99% p.a. ** |
Bankwest More Gold MasterCard | 1.99% p.a. introductory rate^ 18.99% p.a. ** |
Bankwest More Platinum MasterCard | 1.99% p.a. introductory rate^ 18.74% p.a.+ |
Bankwest Zero MasterCard | 3.99% p.a introductory rate^^ 16.99% p.a.# |
Bankwest Zero Gold MasterCard | 3.99% p.a introductory rate^^ 16.99% p.a.# |
Bankwest Zero Platinum MasterCard | 3.99% p.a introductory rate^^ 16.99% p.a.# |
Bankwest MasterCard | 19.74% p.a. |
Bankwest MasterCard Gold | 19.74% p.a. |
Bankwest MasterCard Platinum | 19.74% p.a. |
Visa Classic | 19.74% p.a. |
Visa Gold | 19.74% p.a. |
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Credit Card Rate and Fee Comparison Schedule
A Cash Advance Rate of 21.74% p.a. applies to all credit cards, except Bankwest Zero MasterCards acquired from 31 March 2008.
Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest credit card.
Rates are subject to change.
^ Introductory rate of 1.99%p.a. for 9 months on balance transfers applies from the date the card is approved.
^^ Introductory rate of 3.99% p.a. for 9 months on balance transfers applies from the date the card is approved.
For Bankwest Zero MasterCards there is a 1% Balance Transfer Handling Fee to a maximum of $50 that applies to each balance transferred.
* Ongoing rate of 10.75%p.a. applies to purchases and balance transfers. The rate of 10.75%p.a. applies to customers acquiring a Bankwest Lite MasterCard product from 15 March 2010, and to customers who acquired a Bankwest Lite MasterCard product between 29 June 2009 and 30 November 2009. A rate of 9.99%p.a. applies to customers who acquired a Bankwest Lite MasterCard product between 1 December 2009 and 14 March 2010. For all other customers a rate of 11.79%p.a. applies. One Bankwest Lite MasterCard per customer.
** Ongoing interest rate of 18.99% p.a. applies to purchases and balance transfers. One Bankwest More MasterCard account per customer.
+ Ongoing interest rate of 18.74% p.a. applies to purchases and balance transfers. One Bankwest More MasterCard account per customer.
# Ongoing rate of 16.99%p.a. applies to purchases, balance transfers and cash advances. A cash advance rate of 21.74%p.a. applies to customers who acquired a Bankwest Zero MasterCard product before 31 March 2008. One Bankwest Zero MasterCard per customer.
