Standard Variable Rate

The Standard Variable Rates below, also referred to as Reference Rates, are benchmark rates used to set home loan interest rates. Each variable home loan product is linked to one of our reference rates. The reference rate for a home loan product – after applying any relevant discounts – determines a customer’s variable interest rate.

Please note: The above reference rates may not apply to your particular repayment type. The reference rate and discount margin applicable to an individual loan is specified in the loan contract. Please review your loan contract to identify which reference rate applies to you or get in touch with us via the Bankwest App or call on 13 17 19.