Online or in-store
If you have a Platinum Debit Mastercard®, you’ll be able to access all the funds in your account if you select 'Credit' – as long as the available balance of the account is above the transaction amount.
If you have a standard debit card (without the chip), you can only use it for EFTPOS payments. It can't be used for contactless or online payments. Your maximum daily EFTPOS limit is capped at $2,000 and can’t be changed.
Withdrawing cash
You can withdraw cash at Australian and overseas ATMs, Bank@Post and EFTPOS terminals up to a combined amount of $2,000 per day.
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Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
