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Withdrawn product rates
Rates listed are for products that are no longer available for sale.
Savings accounts
| Balance | Variable rate |
|---|---|
|
$0 to $2,999.99
|
2.05% p.a.
|
|
$3,000 to $9,999.99
|
2.05% p.a.
|
|
$10,000 to $19,999.99
|
2.10% p.a.
|
|
Over $20,000
|
2.15% p.a.
|
Children’s Savings Account
Balance
Variable rate
$0 to $2,999.99
2.05% p.a.
$3,000 to $9,999.99
2.05% p.a.
$10,000 to $19,999.99
2.10% p.a.
Over $20,000
2.15% p.a.
Interest is calculated at the applicable rate on the entire balance.
| Rate type | Variable rate |
|---|---|
|
Variable standard interest rate
|
1.00% p.a.
|
TeleNet Saver
Rate type
Variable rate
Variable standard interest rate
1.00% p.a.
| Balance | Standard variable rate | Variable Bonus rate | Variable Smart rate ? The variable Smart rate is calculated by combining the variable standard rate and Bonus rate. |
|---|---|---|---|
|
Up to $500,000.99
|
1.00% p.a.
|
1.45% p.a.
|
2.45% p.a.
|
|
$500,001 to $5,000,000.99
|
1.00% p.a.
|
0.75% p.a.
|
1.75% p.a.
|
Smart eSaver
Balance
Standard variable rate
Variable Bonus rate
Variable Smart rate
?
The variable Smart rate is calculated by combining the variable standard rate and Bonus rate.
Up to $500,000.99
1.00% p.a.
1.45% p.a.
2.45% p.a.
$500,001 to $5,000,000.99
1.00% p.a.
0.75% p.a.
1.75% p.a.
Term deposits
| Term | Maturity/Annually | Half-yearly | Quarterly | Monthly |
|---|---|---|---|---|
|
1-31 days
|
0.10% p.a.
|
not applicable
-
|
not applicable
-
|
not applicable
-
|
TD at Call
Term
Maturity/Annually
Half-yearly
Quarterly
Monthly
1-31 days
0.10% p.a.
not applicable
-
not applicable
-
not applicable
-
Rates displayed are current and were last updated on 18 November 2020.
Interest rates on offer may vary at any time without notice.
| Term | Maturity/annually | Half-yearly | Quarterly | Monthly |
|---|---|---|---|---|
|
1 month
|
2.00% p.a.
|
|||
|
2 months
|
2.00% p.a.
|
|||
|
3 months
|
3.75% p.a.
|
|||
|
4 months
|
3.00% p.a.
|
|||
|
5 months
|
3.00% p.a.
|
|||
|
6 months
|
4.25% p.a.
|
|||
|
7 months
|
4.00% p.a.
|
|||
|
8 months
|
4.00% p.a.
|
|||
|
9 months
|
4.70% p.a.
|
|||
|
10 months
|
4.00% p.a.
|
|||
|
11 months
|
4.00% p.a.
|
|||
|
12 months
|
4.70% p.a.
|
4.65% p.a.
|
4.62% p.a.
|
4.60% p.a.
|
|
24 months
|
3.90% p.a.
|
3.86% p.a.
|
3.84% p.a.
|
3.83% p.a.
|
|
36 months
|
3.80% p.a.
|
3.76% p.a.
|
3.75% p.a.
|
3.74% p.a.
|
|
48 months
|
3.80% p.a.
|
3.76% p.a.
|
3.75% p.a.
|
3.74% p.a.
|
|
60 months
|
3.80% p.a.
|
3.76% p.a.
|
3.75% p.a.
|
3.74% p.a.
|
Gold Term Deposit
Term
Maturity/annually
Half-yearly
Quarterly
Monthly
1 month
2.00% p.a.
2 months
2.00% p.a.
3 months
3.75% p.a.
4 months
3.00% p.a.
5 months
3.00% p.a.
6 months
4.25% p.a.
7 months
4.00% p.a.
8 months
4.00% p.a.
9 months
4.70% p.a.
10 months
4.00% p.a.
11 months
4.00% p.a.
12 months
4.70% p.a.
4.65% p.a.
4.62% p.a.
4.60% p.a.
24 months
3.90% p.a.
3.86% p.a.
3.84% p.a.
3.83% p.a.
36 months
3.80% p.a.
3.76% p.a.
3.75% p.a.
3.74% p.a.
48 months
3.80% p.a.
3.76% p.a.
3.75% p.a.
3.74% p.a.
60 months
3.80% p.a.
3.76% p.a.
3.75% p.a.
3.74% p.a.
Rates displayed are current and were last updated on 4 September 2024.
Interest rates on offer may vary at any time without notice.
Bank accounts
| Balance | Rate |
|---|---|
|
All balances
|
0.01% p.a.
|
Complete Account
Balance
Rate
All balances
0.01% p.a.
| Balance | Variable rate |
|---|---|
|
$0 up to $5,000.99
|
0.10% p.a.
|
|
$5,001 or more
|
0.00% p.a.
|
Hero Transaction Account
Balance
Variable rate
$0 up to $5,000.99
0.10% p.a.
$5,001 or more
0.00% p.a.
Business products
| Rate type | Rate |
|---|---|
|
Indicative variable rate
1
|
8.52% p.a.
|
|
Variable overdraft reference rate
|
8.97% p.a.
|
AgriOne Transaction Account Overdraft
Rate type
Rate
Indicative variable rate
1
8.52% p.a.
Variable overdraft reference rate
8.97% p.a.
| Rate type | Variable rate |
|---|---|
|
Indicative variable rate
1
|
10.48% p.a.
|
|
Business Equity Line (reference rate)
|
11.33% p.a.
|
Business Equity Line
Rate type
Variable rate
Indicative variable rate
1
10.48% p.a.
Business Equity Line (reference rate)
11.33% p.a.
|
Balance |
Variable rate |
|---|---|
|
All balances
|
1.35% p.a.
|
Business TeleNet Saver
Balance
Variable rate
All balances
1.35% p.a.
|
Term |
Maturity/Annually |
|---|---|
|
1 month
|
1.25% p.a.
|
|
2 months
|
1.50% p.a.
|
|
3 months
|
3.50% p.a.
|
|
4 months
|
3.55% p.a.
|
|
5 months
|
3.65% p.a.
|
|
6 months
|
3.75% p.a.
|
|
7 months
|
3.80% p.a.
|
|
8 months
|
3.85% p.a.
|
|
9 months
|
4.00% p.a.
|
|
10 months
|
4.05% p.a.
|
|
11 months
|
4.10% p.a.
|
|
1 year
|
4.25% p.a.
|
|
2 years
|
4.00% p.a.
|
|
3 years
|
4.00% p.a.
|
|
4 years
|
4.00% p.a.
|
|
5 years
|
4.00% p.a.
|
Business TD Direct
Term
Maturity/Annually
1 month
1.25% p.a.
2 months
1.50% p.a.
3 months
3.50% p.a.
4 months
3.55% p.a.
5 months
3.65% p.a.
6 months
3.75% p.a.
7 months
3.80% p.a.
8 months
3.85% p.a.
9 months
4.00% p.a.
10 months
4.05% p.a.
11 months
4.10% p.a.
1 year
4.25% p.a.
2 years
4.00% p.a.
3 years
4.00% p.a.
4 years
4.00% p.a.
5 years
4.00% p.a.
Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.
| Term | Rate |
|---|---|
|
1 month
|
2.25% p.a.
|
|
3 months
|
3.25% p.a.
|
|
6 months
|
3.80% p.a.
|
|
9 months
|
4.05% p.a.
|
|
12 months
|
4.55% p.a.
|
Farm Management Term Deposit
Term
Rate
1 month
2.25% p.a.
3 months
3.25% p.a.
6 months
3.80% p.a.
9 months
4.05% p.a.
12 months
4.55% p.a.
Rates are subject to change.
- The indicative variable rate is based on a fully secured loan option.