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Compare Bankwest Breeze Mastercard®
| Range of credit cards | Bankwest Breeze Mastercard
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| Type |
Classic | Platinum |
| Rates and fees |
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| Intro balance transfer rates 1 |
0% p.a. for 24 months (3% balance transfer fee applies) |
0% p.a. for 24 months (3% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 12.99% p.a. | 12.99% p.a. |
| Purchase interest rates | 12.99% p.a. | 12.99% p.a. |
| Annual fees |
$49 |
$59 |
| Minimum credit limits | $1,000 |
$6,000 |
| Cash advance rates ? | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? | 3% of transaction amount or $4 (whichever is greater) |
3% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | Yes | Yes |
| Complimentary overseas travel insurance 4 | Not available | Available |
| Apply | ||
| Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic |
0% p.a. for 24 months (3% balance transfer fee applies) |
12.99% p.a. | 12.99% p.a. |
$49 |
$1,000 | 21.99% p.a. | 2.95% of the transaction amount | 3% of transaction amount or $4 (whichever is greater) | Up to 55 days | Yes | Not available |
| Platinum |
0% p.a. for 24 months (3% balance transfer fee applies) |
12.99% p.a. | 12.99% p.a. | $59 |
$6,000 |
21.99% p.a. | 0% |
3% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Yes | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
See the Credit Card Key Facts Sheet (PDF).
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One Bankwest Breeze Mastercard per customer only.
Breeze Mastercard introductory offer:
Introductory balance transfer rate offer is only available to new Bankwest Breeze Mastercard customers who apply from 1 August 2024 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.
Introductory balance transfer rate offer:
- A 3% balance transfer fee is payable on all transactions to which that balance transfer rate applies
- Introductory rate excludes cash advances (rate of 21.99% p.a. applies)
- Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
- After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Other fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.
Complimentary overseas travel insurance provides base cover only. Limitations, exclusions, and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19)
Cover is available for overseas medical expenses incurred due to COVID-19. No cover is available under any other benefit or if you are travelling on a cruise. Terms and conditions apply. For more information please refer to the Credit Card Insurance PDS (PDF).
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.