Frequent Flyer credit card

1. Earning Qantas Points
   Qantas Frequent Flyer members only. Qantas Points are earned on eligible purchases only and are subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points (outside any bonus points) are transferred to your Frequent Flyer Account after your account has been open for at least two months and you have spent an initial $1,500 on eligible purchases.
2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
   
4. Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Available on eligible purchases between $100 and $10,000. Cash advances, gambling transactions, balance transfers, purchases on a promotional offer and purchases made more than 30 days prior aren’t eligible. You won't be able to apply for an Easy Instalments plan if you don't meet our eligibility criteria (e.g. if you've exceeded your limit or if you're in default). When you apply for an Easy Instalments plan, you are requesting an amendment to your allocation of payments in accordance with clause 6. of the Easy Instalments Terms and Conditions. To apply payments in this order may mean that other balances that attract a higher interest rate may be repaid later which may result in you paying higher interest charges.
   

5. Complimentary overseas travel insurance provides base cover only. Limitations, exclusions, and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

   Coronavirus (COVID-19)
   Cover is available for overseas medical expenses incurred due to COVID-19. No cover is available under any other benefit or if you are travelling on a cruise. Terms and conditions apply. For more information please refer to the Credit Card Insurance PDS (PDF).
   

6. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Other fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee.
7. Introductory rate on balance transfers:
   
   • Introductory rate on balance transfers is available to new credit card customers only
   • Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
   • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
   • Minimum balance transfer amount is $500
   • A request will only be processed up to 95% of your approved credit limit
   • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
     
     View balance transfer terms and conditions.
8. Earn up to 50,000 bonus Qantas Points promotion only available to eligible new Bankwest Qantas Platinum Mastercard customers who have not opened a Bankwest Qantas Mastercard in the last 24 months ($3,000 minimum credit limit) and apply from 17 June 2021 until the promotion ends and are approved. To be eligible for 50,000 Bonus Points you must meet the minimum spend requirements within three months of account opening. 40,000 bonus Qantas Points are transferred to your account within five months of account opening and are subject to change. To be eligible for 10,000 Bonus Points you must keep your card account open for 15 months. 10,000 bonus Qantas Points are transferred to your account within 17 months of account opening and subject to change. Your card must remain open for points to be transferred. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest Qantas Platinum Mastercard.
   
   Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 6 of our Bankwest Qantas Rewards Terms and Conditions.
   
9. Redeeming Qantas Points
   Qantas Frequent Flyer members only. Other fees and charges apply. The redemption of Qantas Points is subject to the Qantas Frequent Flyer Terms and Conditions.
   Classic Flight Rewards are available on Qantas and partner airlines, are subject to availability, and do not earn Status Credits and Qantas Points.
   Classic Hotel Rewards can only be redeemed using Qantas Points and do not earn Qantas Points. Minimum night stays and blackout dates may apply. Visit Qantas for Terms and Conditions.
   Delivery charges may apply on Qantas Marketplace orders. Visit Qantas Marketplace Terms and Conditions.

10. Earn up to 100,000 bonus Qantas Points. Offer only available to eligible, new Bankwest Qantas World Mastercard customers who:

    • Both apply for and open (that is, activate the card we issue for) a new Bankwest Qantas World Mastercard on or after 22 November 2024
    • Have a minimum credit limit of $12,000 for that new Bank Qantas World Mastercard
    • Have not opened a Bankwest Qantas Mastercard account in the last 24 months
    • Offer is not available to customers who have switched from an existing Bankwest credit card to a new Bankwest Qantas World Mastercard.

    Promotion details:

    • Earn 80,000 bonus Qantas Points by spending $35,000 (minimum spend requirement) on Eligible Purchases within five months from account opening. If the minimum spend requirement is satisfied, your 80,000 bonus Qantas Points are transferred to your account within seven months from account opening
    • Earn 20,000 bonus Qantas Points automatically, by keeping your account open for 15 continuous months from account opening. If this requirement is satisfied, your 20,000 bonus Qantas Points are transferred to your account within 17 months of opening. Your card must remain open for bonus Qantas Points to be transferred
    • Our Bankwest Qantas Rewards Terms and Conditions apply.

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