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Compare Bankwest Qantas Mastercard®
| Range of credit cards | Bankwest Qantas Mastercard
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| Types | Platinum | World | |
| Rates and fees |
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| Purchase rates ? | 19.99% p.a. | 19.99% p.a. | |
| Annual fees | $160 | $320 | |
| Intro balance transfer rates 2 |
2.99% p.a. intro balance transfer rate for first 9 months |
2.99% p.a. intro balance transfer rate for first 9 months |
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| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 19.99% p.a. | 19.99% p.a. | |
| Minimum credit limits |
$3,000 |
$12,000 | |
| Cash advance rates ? | 21.99% p.a. | 21.99% p.a. | |
| Foreign transaction fees 3 | 0% | 0% | |
| Cash advance fees ? |
3% of transaction amount or $4 (whichever is greater) |
3% of transaction amount or $4 (whichever is greater) |
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| Features | |||
| Interest free days on purchases 4 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 44 days | Up to 44 days | |
| Points earned on everyday spending | 0.6 Qantas Points per $1 on the first $2,500 spent on eligible purchases per month, and 0.3 points thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. | 1 Qantas Point per $1 on the first $5,000 spent on eligible purchases per month, and 0.5 points thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. | |
| Bonus points | Earn up to 50,000 bonus Qantas Points. Spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply. 6 | Earn up to 100,000 bonus Qantas Points. Spend $35,000 on eligible purchases in the first five months and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees, T&Cs apply. 7 | |
| Availability as part of Complete Home Loan Package | Yes | Yes | |
| Complimentary overseas travel insurance 5 | Available | Available | |
| Apply | |||
| Bankwest Qantas Mastercard Earn Qantas Points on your everyday spending 1 | ||||||||||||
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| Platinum | 19.99% p.a. | $160 |
2.99% p.a. intro balance transfer rate for first 9 months |
19.99% p.a. |
$3,000 |
21.99% p.a. | 0% |
3% of transaction amount or $4 (whichever is greater) |
Up to 44 days | 0.6 Qantas Points per $1 on the first $2,500 spent on eligible purchases per month, and 0.3 points thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. | Yes | Available |
| World | 19.99% p.a. | $320 |
2.99% p.a. intro balance transfer rate for first 9 months |
19.99% p.a. | $12,000 | 21.99% p.a. | 0% |
3% of transaction amount or $4 (whichever is greater) |
Up to 44 days | 1 Qantas Point per $1 on the first $5,000 spent on eligible purchases per month, and 0.5 points thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. | Yes | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Platinum or World credit card depends on your approved limit.
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There is a limit of one Bankwest Qantas Mastercard per customer.
- Earning Qantas Points
Qantas Frequent Flyer members only. Qantas Points are earned on eligible purchases only and are subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points (outside any bonus points) are transferred to your Frequent Flyer Account after your account has been open for at least two months and you have spent an initial $1,500 on eligible purchases. - Introductory rate on balance transfers:
- Introductory rate on balance transfers is available to new credit card customers only
- Applies from the date the card is opened, regardless of when any balance transfer is processed by us
- After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A request will only be processed up to 95% of your approved credit limit
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
View balance transfer terms and conditions.
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Other fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
Complimentary overseas travel insurance provides base cover only. Limitations, exclusions, and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19)
Cover is available for overseas medical expenses incurred due to COVID-19. No cover is available under any other benefit or if you are travelling on a cruise. Terms and conditions apply. For more information please refer to the Credit Card Insurance PDS (PDF).
- Earn up to 50,000 bonus Qantas Points promotion is only available to eligible new Bankwest Qantas Platinum Mastercard customers ($3,000 minimum credit limit) who apply from 17 June 2021 until the promotion ends and are approved. To be eligible for 50,000 Bonus Points you must meet the minimum spend requirements within three months of account opening. 40,000 bonus Qantas Points are transferred to your account within five months of account opening and are subject to change. To be eligible for 10,000 Bonus Points you must keep your card account open for 15 months. 10,000 bonus Qantas Points are transferred to your account within 17 months of account opening and subject to change. Your card account must remain open for points to be transferred. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest Qantas Platinum Mastercard.
Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 6 of our Bankwest Qantas Rewards Terms and Conditions. Earn up to 100,000 bonus Qantas Points. Offer only available to eligible, new Bankwest Qantas World Mastercard customers who:
- Both apply for and open (that is, activate the card we issue for) a new Bankwest Qantas World Mastercard on or after 22 November 2024
- Have a minimum credit limit of $12,000 for that new Bankwest Qantas World Mastercard
- Have not opened a Bankwest Qantas Mastercard account in the last 24 months
- Offer is not available to customers who have switched from an existing Bankwest credit card to a new Bankwest Qantas World Mastercard.
Promotion details:
- Earn 80,000 bonus Qantas Points by spending $35,000 (minimum spend requirement) on Eligible Purchases within five months from account opening. If the minimum spend requirement is satisfied, your 80,000 bonus Qantas Points are transferred to your account within seven months from account opening
- Earn 20,000 bonus Qantas Points automatically, by keeping your account open for 15 continuous months from account opening. If this requirement is satisfied, your 20,000 bonus Qantas Points are transferred to your account within 17 months of opening. Your card must remain open for bonus Qantas Points to be transferred
- Our Bankwest Qantas Rewards Terms and Conditions apply.
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