Learn about our payment cut-off times before you make a time-sensitive payment or transaction.
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What are the payment cut-off times?
Online banking cut-off times
Payments made before the cut-off times will be processed on the same business day.Those made after the cut-off times on a business day, or on weekends and public holidays will be processed on the next business day.
| Payment scenario | Payment types | Cut-off time (AWST) 1 | Funds available in recipient's account |
|---|---|---|---|
|
Transfer money, or make a credit card or loan repayment, between your Bankwest accounts
?
|
Internal or linked account transfer
|
8pm
|
Immediately
|
|
Send money to another Bankwest account
|
Pay Anybody
|
8pm
|
Same business day
|
|
Transfer money from your Bankwest account to your account at another Australian bank
|
Linked account transfer
|
3pm
|
Within 3 business days
|
|
Send money to an account at another Australian bank
|
Pay Anybody
|
3pm
|
Within 3 business days
|
|
Pay your bills via BPAY®
2
BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days.
|
BPAY
|
4pm
|
Within 3 business days
|
|
Send money overseas
|
International Transfer
|
5pm
|
3 - 5 business days
|
Online Banking
Transfer money, or make a credit card or loan repayment, between your Bankwest accounts
?
Internal or linked account transfer
8pm
Immediately
Send money to another Bankwest account
Pay Anybody
8pm
Same business day
Transfer money from your Bankwest account to your account at another Australian bank
Linked account transfer
3pm
Within 3 business days
Send money to an account at another Australian bank
Pay Anybody
3pm
Within 3 business days
Pay your bills via BPAY®
2
BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days.
BPAY
4pm
Within 3 business days
Send money overseas
International Transfer
5pm
3 - 5 business days
Payment cut-off times
International transfers and Real Time Gross Settlements must be received by the payments team before the below cut-off times to be processed on the same business day.Payment requests received after these times will be processed the following business day.
| Payment type | Cut-off time (AWST) 1 |
|---|---|
|
Real Time Gross Settlement
|
12:15pm
|
| Currency | Cut-off time (AWST) 1 |
|---|---|
|
Japanese Yen (JPY)
|
9:15am
|
|
Singapore Dollar (SGD)
|
9:15am
|
|
Hong Kong Dollar (HKD)
|
9:15am
|
|
Papua New Guinea Kina (PGK)
|
9:15am
|
|
New Zealand Dollar (NZD)
|
9:15am
|
|
Australian Dollar (AUD)
|
12:15pm
|
|
All other currencies
|
1:45pm
|
International transfers
Currency
Cut-off time (AWST)
1
Japanese Yen (JPY)
9:15am
Singapore Dollar (SGD)
9:15am
Hong Kong Dollar (HKD)
9:15am
Papua New Guinea Kina (PGK)
9:15am
New Zealand Dollar (NZD)
9:15am
Australian Dollar (AUD)
12:15pm
All other currencies
1:45pm
We’re here to help
Message us in the Bankwest App or online banking, or speak with someone from the team today.
- Your statements will show the transaction occuring on the next business day if made after 8pm AWST on a business day, on weekends or on a public holiday.
- BPAY® Payments made before cut-off time are acknowledged as 'paid' by the biller on the business day the payment is made. However, the funds may not be available in the biller's account for up to 3 business days.
® Registered to BPAY Pty Ltd ABN 69 079 137 518